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LicensedCryptoPayment

BitPay vs Coinbase Commerce

An independent side-by-side comparison.

Quick summary

Bi
BitPay

Long-running crypto payment processor for businesses

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
bitpay.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
1%–2% + $0.25; volume-based; higher fees for high-risk industriesSource checked ↗
Custody
Not yet verified
Subscription
Not yet verified
BTCETHLTCDOGEBCHUSDC
Verification Pending
Co
Coinbase Commerce

Legacy merchant product — availability pending verification

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
commerce.coinbase.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
Legacy Commerce: 1% (reported); current availability pendingNot verified
Custody
hybrid
Subscription
Not yet verified
BTCETHLTCDOGEUSDC
Verification Pending

Both providers share the same editorial score. Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaBiBitPayCoCoinbase Commerce
ScoresEditorial score7.77.7
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity8.58.5
ScoresPricing6.57.5
FeesTransaction fee1%–2% + $0.25; volume-based; higher fees for high-risk industriesLegacy Commerce: 1% (reported); current availability pending
FeesSubscription feeNot yet verifiedNot yet verified
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusVerification PendingVerification Pending
RegulationJurisdictionUnited StatesUnited States
RegulationRegulatorFinCENFinCEN
AssetsSupported coinsBTC, ETH, LTC, DOGE, BCHBTC, ETH, LTC, DOGE
AssetsStablecoinsUSDC, PAX, GUSDUSDC
AssetsNetworksBitcoin, Ethereum, PolygonEthereum, Base, Polygon
FeaturesCustodyNot yet verifiedhybrid
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesNo
FeaturesInvoicesYesYes
FeaturesRecurring paymentsNot yet verifiedNot yet verified
SettlementFiat settlementYesNot yet verified
SettlementCrypto settlementYesYes
SettlementSettlement currenciesUSD, EUR, GBPNot yet verified
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://bitpay.comhttps://commerce.coinbase.com
OperationsOrigin / headquartersUnited States (reported) (Not verified)United States (reported) (Not verified)
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

BitPay: merchant suitability

  • Merchants needing fiat settlement
  • US-based businesses

Pros

  • Fiat settlement options (reported)
  • Broad plugin coverage (reported)

Cons

  • KYC required for merchants (reported)

Coinbase Commerce: merchant suitability

  • Shopify stores
  • USDC acceptance

Pros

  • Simple onboarding (reported)

Cons

  • Asset list narrower than some peers

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

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