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LicensedCryptoPayment

BitPay vs CoinGate

An independent side-by-side comparison.

Quick summary

Bi
BitPay

Long-running crypto payment processor for businesses

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
bitpay.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
1%–2% + $0.25; volume-based; higher fees for high-risk industriesSource checked ↗
Custody
Not yet verified
Subscription
Not yet verified
BTCETHLTCDOGEBCHUSDC
Verification Pending
Co
CoinGate

EU-based crypto payment gateway

8.0
Editorial · Very good

0 verified reviews · Write a review

Website
coingate.com
Origin / headquarters
Lithuania — UAB DecentralizedSource checked ↗
Transaction fee
1% standard; custom enterprise rates; payout/conversion fees may applySource checked ↗
Custody
custodial
Subscription
No monthly feesSource checked ↗
BTCETHLTCXRPSOLUSDT
Verification Pending

CoinGate has the higher editorial score (8.0, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaBiBitPayCoCoinGate
ScoresEditorial score7.78.0
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity8.58.0
ScoresPricing6.58.0
FeesTransaction fee1%–2% + $0.25; volume-based; higher fees for high-risk industries1% standard; custom enterprise rates; payout/conversion fees may apply
FeesSubscription feeNot yet verifiedNo monthly fees
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusVerification PendingVerification Pending
RegulationJurisdictionUnited StatesEuropean Union
RegulationRegulatorFinCENESMA
AssetsSupported coinsBTC, ETH, LTC, DOGE, BCHBTC, ETH, LTC, XRP, SOL
AssetsStablecoinsUSDC, PAX, GUSDUSDT, USDC, DAI
AssetsNetworksBitcoin, Ethereum, PolygonBitcoin, Ethereum, Tron, Solana, Polygon
FeaturesCustodyNot yet verifiedcustodial
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesYes
FeaturesInvoicesYesYes
FeaturesRecurring paymentsNot yet verifiedNot yet verified
SettlementFiat settlementYesYes
SettlementCrypto settlementYesYes
SettlementSettlement currenciesUSD, EUR, GBPEUR, USD
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://bitpay.comhttps://coingate.com
OperationsOrigin / headquartersUnited States (reported) (Not verified)Lithuania — UAB Decentralized (Verified)
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

BitPay: merchant suitability

  • Merchants needing fiat settlement
  • US-based businesses

Pros

  • Fiat settlement options (reported)
  • Broad plugin coverage (reported)

Cons

  • KYC required for merchants (reported)

CoinGate: merchant suitability

  • European merchants
  • Stablecoin acceptance

Pros

  • Wide altcoin coverage (reported)

Cons

  • Fiat settlement availability depends on region

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

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