Skip to content
LicensedCryptoPayment

BitPay vs CoinPayments

An independent side-by-side comparison.

Quick summary

Bi
BitPay

Long-running crypto payment processor for businesses

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
bitpay.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
1%–2% + $0.25; volume-based; higher fees for high-risk industriesSource checked ↗
Custody
Not yet verified
Subscription
Not yet verified
BTCETHLTCDOGEBCHUSDC
Verification Pending
Co
CoinPayments

Multi-currency crypto payment processor

7.5
Editorial · Very good

0 verified reviews · Write a review

Website
coinpayments.net
Origin / headquarters
Not yet verified
Transaction fee
0.5% (reported)Not verified
Custody
custodial
Subscription
Not yet verified
BTCETHLTCBCHDOGEUSDT
Verification Pending

BitPay has the higher editorial score (7.7, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaBiBitPayCoCoinPayments
ScoresEditorial score7.77.5
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity8.57.0
ScoresPricing6.58.5
FeesTransaction fee1%–2% + $0.25; volume-based; higher fees for high-risk industries0.5% (reported)
FeesSubscription feeNot yet verifiedNot yet verified
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusVerification PendingVerification Pending
RegulationJurisdictionUnited StatesCanada
RegulationRegulatorFinCENFINTRAC
AssetsSupported coinsBTC, ETH, LTC, DOGE, BCHBTC, ETH, LTC, BCH, DOGE
AssetsStablecoinsUSDC, PAX, GUSDUSDT, USDC
AssetsNetworksBitcoin, Ethereum, PolygonBitcoin, Ethereum, Tron, BNB Chain
FeaturesCustodyNot yet verifiedcustodial
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesYes
FeaturesInvoicesYesYes
FeaturesRecurring paymentsNot yet verifiedNot yet verified
SettlementFiat settlementYesNot yet verified
SettlementCrypto settlementYesYes
SettlementSettlement currenciesUSD, EUR, GBPNot yet verified
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://bitpay.comhttps://coinpayments.net
OperationsOrigin / headquartersUnited States (reported) (Not verified)Not yet verified
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

BitPay: merchant suitability

  • Merchants needing fiat settlement
  • US-based businesses

Pros

  • Fiat settlement options (reported)
  • Broad plugin coverage (reported)

Cons

  • KYC required for merchants (reported)

CoinPayments: merchant suitability

  • Not yet verified

Pros

  • Low reported fee

Cons

  • Regulatory information not yet verified

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

FAQ