An independent side-by-side comparison.
Long-running crypto payment processor for businesses
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Non-custodial multi-coin payment gateway
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NOWPayments has the higher editorial score (8.3, Very good). Scores reflect our methodology only and are not combined with user reviews.
Fees, regulation, security, assets, integrations and settlement.
| Criteria | BiBitPay | NONOWPayments |
|---|---|---|
| ScoresEditorial score | 7.7 | 8.3 |
| ScoresUser score | No verified reviews yet | No verified reviews yet |
| ScoresSecurity | 8.5 | 7.5 |
| ScoresPricing | 6.5 | 9.0 |
| FeesTransaction fee | 1%–2% + $0.25; volume-based; higher fees for high-risk industries | 0.5% same-currency; 1% conversion/fixed-rate; network fees extra |
| FeesSubscription fee | Not yet verified | Not yet verified |
| FeesMinimum payout | Not yet verified | Not yet verified |
| RegulationRegulatory status | Verification Pending | Not Yet Verified |
| RegulationJurisdiction | United States | European Union |
| RegulationRegulator | FinCEN | Not yet verified |
| AssetsSupported coins | BTC, ETH, LTC, DOGE, BCH | BTC, ETH, XMR, LTC, SOL, TRX |
| AssetsStablecoins | USDC, PAX, GUSD | USDT, USDC |
| AssetsNetworks | Bitcoin, Ethereum, Polygon | Bitcoin, Ethereum, Tron, BNB Chain, Solana |
| FeaturesCustody | Not yet verified | non-custodial |
| FeaturesAPI | Yes | Yes |
| FeaturesShopify | Yes | Yes |
| FeaturesWooCommerce | Yes | Yes |
| FeaturesPOS | Yes | Yes |
| FeaturesInvoices | Yes | Yes |
| FeaturesRecurring payments | Not yet verified | Yes |
| SettlementFiat settlement | Yes | Not yet verified |
| SettlementCrypto settlement | Yes | Yes |
| SettlementSettlement currencies | USD, EUR, GBP | Not yet verified |
| SettlementWithdrawal options | Not yet verified | Not yet verified |
| SettlementPayout | Not yet verified | Not yet verified |
| OperationsWebsite | https://bitpay.com | https://nowpayments.io |
| OperationsOrigin / headquarters | United States (reported) (Not verified) | Not yet verified |
| OperationsAddress | Not yet verified | Not yet verified |
| OperationsKYC model | Not yet verified | Not yet verified |
| OperationsSupport | Not yet verified | Not yet verified |
Pros
Cons
Pros
Cons
Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.