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LicensedCryptoPayment

BitPay vs OpenNode

An independent side-by-side comparison.

Quick summary

Bi
BitPay

Long-running crypto payment processor for businesses

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
bitpay.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
1%–2% + $0.25; volume-based; higher fees for high-risk industriesSource checked ↗
Custody
Not yet verified
Subscription
Not yet verified
BTCETHLTCDOGEBCHUSDC
Verification Pending
Op
OpenNode

Bitcoin and Lightning payment processor

7.3
Editorial · Good

0 verified reviews · Write a review

Website
opennode.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
1% (reported)Not verified
Custody
custodial
Subscription
Not yet verified
BTC
Not Yet Verified

BitPay has the higher editorial score (7.7, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaBiBitPayOpOpenNode
ScoresEditorial score7.77.3
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity8.58.0
ScoresPricing6.57.5
FeesTransaction fee1%–2% + $0.25; volume-based; higher fees for high-risk industries1% (reported)
FeesSubscription feeNot yet verifiedNot yet verified
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusVerification PendingNot Yet Verified
RegulationJurisdictionUnited StatesNot yet verified
RegulationRegulatorFinCENNot yet verified
AssetsSupported coinsBTC, ETH, LTC, DOGE, BCHBTC
AssetsStablecoinsUSDC, PAX, GUSDNot yet verified
AssetsNetworksBitcoin, Ethereum, PolygonBitcoin, Lightning
FeaturesCustodyNot yet verifiedcustodial
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesYes
FeaturesInvoicesYesYes
FeaturesRecurring paymentsNot yet verifiedNot yet verified
SettlementFiat settlementYesYes
SettlementCrypto settlementYesYes
SettlementSettlement currenciesUSD, EUR, GBPUSD
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://bitpay.comhttps://www.opennode.com
OperationsOrigin / headquartersUnited States (reported) (Not verified)United States (reported) (Not verified)
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

BitPay: merchant suitability

  • Merchants needing fiat settlement
  • US-based businesses

Pros

  • Fiat settlement options (reported)
  • Broad plugin coverage (reported)

Cons

  • KYC required for merchants (reported)

OpenNode: merchant suitability

  • Lightning payments
  • US merchants

Pros

  • Lightning support (reported)

Cons

  • Bitcoin only

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

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