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LicensedCryptoPayment

BitPay vs Stripe Stablecoin Payments

An independent side-by-side comparison.

Quick summary

Bi
BitPay

Long-running crypto payment processor for businesses

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
bitpay.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
1%–2% + $0.25; volume-based; higher fees for high-risk industriesSource checked ↗
Custody
Not yet verified
Subscription
Not yet verified
BTCETHLTCDOGEBCHUSDC
Verification Pending
St
Stripe Stablecoin Payments

Stablecoin acceptance through Stripe Payments

Editorial score pending

0 verified reviews · Write a review

Website
stripe.com/crypto
Origin / headquarters
Not yet verified
Transaction fee
Not yet verified
Custody
Not yet verified
Subscription
Not yet verified
USDCUSDPUSDG
Not Yet Verified

BitPay has the higher editorial score (7.7, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaBiBitPayStStripe Stablecoin Payments
ScoresEditorial score7.70.0
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity8.50.0
ScoresPricing6.50.0
FeesTransaction fee1%–2% + $0.25; volume-based; higher fees for high-risk industriesNot yet verified
FeesSubscription feeNot yet verifiedNot yet verified
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusVerification PendingNot Yet Verified
RegulationJurisdictionUnited StatesNot yet verified
RegulationRegulatorFinCENNot yet verified
AssetsSupported coinsBTC, ETH, LTC, DOGE, BCHNot yet verified
AssetsStablecoinsUSDC, PAX, GUSDUSDC, USDP, USDG
AssetsNetworksBitcoin, Ethereum, PolygonEthereum, Solana, Polygon, Base, Tempo
FeaturesCustodyNot yet verifiedNot yet verified
FeaturesAPIYesYes
FeaturesShopifyYesNot yet verified
FeaturesWooCommerceYesNot yet verified
FeaturesPOSYesNot yet verified
FeaturesInvoicesYesYes
FeaturesRecurring paymentsNot yet verifiedYes
SettlementFiat settlementYesYes
SettlementCrypto settlementYesNot yet verified
SettlementSettlement currenciesUSD, EUR, GBPNot yet verified
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://bitpay.comhttps://stripe.com/crypto
OperationsOrigin / headquartersUnited States (reported) (Not verified)Not yet verified
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

BitPay: merchant suitability

  • Merchants needing fiat settlement
  • US-based businesses

Pros

  • Fiat settlement options (reported)
  • Broad plugin coverage (reported)

Cons

  • KYC required for merchants (reported)

Stripe Stablecoin Payments: merchant suitability

  • Not yet verified

Pros

  • Not yet verified

Cons

  • Not yet verified

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

FAQ