An independent side-by-side comparison.
Open-source, self-hosted Bitcoin payment processor
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Long-running crypto payment processor for businesses
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BTCPay Server has the higher editorial score (7.8, Very good). Scores reflect our methodology only and are not combined with user reviews.
Fees, regulation, security, assets, integrations and settlement.
| Criteria | BTBTCPay Server | BiBitPay |
|---|---|---|
| ScoresEditorial score | 7.8 | 7.7 |
| ScoresUser score | No verified reviews yet | No verified reviews yet |
| ScoresSecurity | 9.0 | 8.5 |
| ScoresPricing | 9.5 | 6.5 |
| FeesTransaction fee | 0% platform fee; network fees apply | 1%–2% + $0.25; volume-based; higher fees for high-risk industries |
| FeesSubscription fee | Free software; hosting costs may apply | Not yet verified |
| FeesMinimum payout | Not yet verified | Not yet verified |
| RegulationRegulatory status | License Requirement Depends on Service Model | Verification Pending |
| RegulationJurisdiction | United States | United States |
| RegulationRegulator | Not yet verified | FinCEN |
| AssetsSupported coins | BTC | BTC, ETH, LTC, DOGE, BCH |
| AssetsStablecoins | Not yet verified | USDC, PAX, GUSD |
| AssetsNetworks | Bitcoin, Lightning | Bitcoin, Ethereum, Polygon |
| FeaturesCustody | non-custodial | Not yet verified |
| FeaturesAPI | Yes | Yes |
| FeaturesShopify | Yes | Yes |
| FeaturesWooCommerce | Yes | Yes |
| FeaturesPOS | Yes | Yes |
| FeaturesInvoices | Yes | Yes |
| FeaturesRecurring payments | Yes | Not yet verified |
| SettlementFiat settlement | No | Yes |
| SettlementCrypto settlement | Yes | Yes |
| SettlementSettlement currencies | Not yet verified | USD, EUR, GBP |
| SettlementWithdrawal options | Not yet verified | Not yet verified |
| SettlementPayout | Not yet verified | Not yet verified |
| OperationsWebsite | https://btcpayserver.org | https://bitpay.com |
| OperationsOrigin / headquarters | Not yet verified | United States (reported) (Not verified) |
| OperationsAddress | Not yet verified | Not yet verified |
| OperationsKYC model | Not yet verified | Not yet verified |
| OperationsSupport | Not yet verified | Not yet verified |
Pros
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Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.