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LicensedCryptoPayment

BTCPay Server vs CoinGate

An independent side-by-side comparison.

Quick summary

BT
BTCPay Server

Open-source, self-hosted Bitcoin payment processor

7.8
Editorial · Very good

0 verified reviews · Write a review

Website
btcpayserver.org
Origin / headquarters
Not yet verified
Transaction fee
0% platform fee; network fees applySource checked ↗
Custody
non-custodial
Subscription
Free software; hosting costs may applySource checked ↗
BTC
License Requirement Depends on Service Model
Co
CoinGate

EU-based crypto payment gateway

8.0
Editorial · Very good

0 verified reviews · Write a review

Website
coingate.com
Origin / headquarters
Lithuania — UAB DecentralizedSource checked ↗
Transaction fee
1% standard; custom enterprise rates; payout/conversion fees may applySource checked ↗
Custody
custodial
Subscription
No monthly feesSource checked ↗
BTCETHLTCXRPSOLUSDT
Verification Pending

CoinGate has the higher editorial score (8.0, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaBTBTCPay ServerCoCoinGate
ScoresEditorial score7.88.0
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity9.08.0
ScoresPricing9.58.0
FeesTransaction fee0% platform fee; network fees apply1% standard; custom enterprise rates; payout/conversion fees may apply
FeesSubscription feeFree software; hosting costs may applyNo monthly fees
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusLicense Requirement Depends on Service ModelVerification Pending
RegulationJurisdictionUnited StatesEuropean Union
RegulationRegulatorNot yet verifiedESMA
AssetsSupported coinsBTCBTC, ETH, LTC, XRP, SOL
AssetsStablecoinsNot yet verifiedUSDT, USDC, DAI
AssetsNetworksBitcoin, LightningBitcoin, Ethereum, Tron, Solana, Polygon
FeaturesCustodynon-custodialcustodial
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesYes
FeaturesInvoicesYesYes
FeaturesRecurring paymentsYesNot yet verified
SettlementFiat settlementNoYes
SettlementCrypto settlementYesYes
SettlementSettlement currenciesNot yet verifiedEUR, USD
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://btcpayserver.orghttps://coingate.com
OperationsOrigin / headquartersNot yet verifiedLithuania — UAB Decentralized (Verified)
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

BTCPay Server: merchant suitability

  • Bitcoin-only merchants
  • Self-custody

Pros

  • No platform fee
  • Full self-custody

Cons

  • Requires self-hosting or a host

CoinGate: merchant suitability

  • European merchants
  • Stablecoin acceptance

Pros

  • Wide altcoin coverage (reported)

Cons

  • Fiat settlement availability depends on region

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

FAQ