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LicensedCryptoPayment

BTCPay Server vs CoinPayments

An independent side-by-side comparison.

Quick summary

BT
BTCPay Server

Open-source, self-hosted Bitcoin payment processor

7.8
Editorial · Very good

0 verified reviews · Write a review

Website
btcpayserver.org
Origin / headquarters
Not yet verified
Transaction fee
0% platform fee; network fees applySource checked ↗
Custody
non-custodial
Subscription
Free software; hosting costs may applySource checked ↗
BTC
License Requirement Depends on Service Model
Co
CoinPayments

Multi-currency crypto payment processor

7.5
Editorial · Very good

0 verified reviews · Write a review

Website
coinpayments.net
Origin / headquarters
Not yet verified
Transaction fee
0.5% (reported)Not verified
Custody
custodial
Subscription
Not yet verified
BTCETHLTCBCHDOGEUSDT
Verification Pending

BTCPay Server has the higher editorial score (7.8, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaBTBTCPay ServerCoCoinPayments
ScoresEditorial score7.87.5
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity9.07.0
ScoresPricing9.58.5
FeesTransaction fee0% platform fee; network fees apply0.5% (reported)
FeesSubscription feeFree software; hosting costs may applyNot yet verified
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusLicense Requirement Depends on Service ModelVerification Pending
RegulationJurisdictionUnited StatesCanada
RegulationRegulatorNot yet verifiedFINTRAC
AssetsSupported coinsBTCBTC, ETH, LTC, BCH, DOGE
AssetsStablecoinsNot yet verifiedUSDT, USDC
AssetsNetworksBitcoin, LightningBitcoin, Ethereum, Tron, BNB Chain
FeaturesCustodynon-custodialcustodial
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesYes
FeaturesInvoicesYesYes
FeaturesRecurring paymentsYesNot yet verified
SettlementFiat settlementNoNot yet verified
SettlementCrypto settlementYesYes
SettlementSettlement currenciesNot yet verifiedNot yet verified
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://btcpayserver.orghttps://coinpayments.net
OperationsOrigin / headquartersNot yet verifiedNot yet verified
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

BTCPay Server: merchant suitability

  • Bitcoin-only merchants
  • Self-custody

Pros

  • No platform fee
  • Full self-custody

Cons

  • Requires self-hosting or a host

CoinPayments: merchant suitability

  • Not yet verified

Pros

  • Low reported fee

Cons

  • Regulatory information not yet verified

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

FAQ