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LicensedCryptoPayment

BTCPay Server vs Crypto.com Pay

An independent side-by-side comparison.

Quick summary

BT
BTCPay Server

Open-source, self-hosted Bitcoin payment processor

7.8
Editorial · Very good

0 verified reviews · Write a review

Website
btcpayserver.org
Origin / headquarters
Not yet verified
Transaction fee
0% platform fee; network fees applySource checked ↗
Custody
non-custodial
Subscription
Free software; hosting costs may applySource checked ↗
BTC
License Requirement Depends on Service Model
Cr
Crypto.com Pay

Online and in-store crypto merchant payments

Editorial score pending

0 verified reviews · Write a review

Website
crypto.com/us/pay-merchant
Origin / headquarters
Not yet verified
Transaction fee
Not yet verified
Custody
Not yet verified
Subscription
Not yet verified
Not Yet Verified

BTCPay Server has the higher editorial score (7.8, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaBTBTCPay ServerCrCrypto.com Pay
ScoresEditorial score7.80.0
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity9.00.0
ScoresPricing9.50.0
FeesTransaction fee0% platform fee; network fees applyNot yet verified
FeesSubscription feeFree software; hosting costs may applyNot yet verified
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusLicense Requirement Depends on Service ModelNot Yet Verified
RegulationJurisdictionUnited StatesNot yet verified
RegulationRegulatorNot yet verifiedNot yet verified
AssetsSupported coinsBTCNot yet verified
AssetsStablecoinsNot yet verifiedNot yet verified
AssetsNetworksBitcoin, LightningNot yet verified
FeaturesCustodynon-custodialNot yet verified
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesYes
FeaturesInvoicesYesYes
FeaturesRecurring paymentsYesYes
SettlementFiat settlementNoNot yet verified
SettlementCrypto settlementYesNot yet verified
SettlementSettlement currenciesNot yet verifiedNot yet verified
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://btcpayserver.orghttps://crypto.com/us/pay-merchant
OperationsOrigin / headquartersNot yet verifiedNot yet verified
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

BTCPay Server: merchant suitability

  • Bitcoin-only merchants
  • Self-custody

Pros

  • No platform fee
  • Full self-custody

Cons

  • Requires self-hosting or a host

Crypto.com Pay: merchant suitability

  • Not yet verified

Pros

  • Not yet verified

Cons

  • Not yet verified

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

FAQ