An independent side-by-side comparison.
Open-source, self-hosted Bitcoin payment processor
0 verified reviews · Write a review
Non-custodial multi-coin payment gateway
0 verified reviews · Write a review
NOWPayments has the higher editorial score (8.3, Very good). Scores reflect our methodology only and are not combined with user reviews.
Fees, regulation, security, assets, integrations and settlement.
| Criteria | BTBTCPay Server | NONOWPayments |
|---|---|---|
| ScoresEditorial score | 7.8 | 8.3 |
| ScoresUser score | No verified reviews yet | No verified reviews yet |
| ScoresSecurity | 9.0 | 7.5 |
| ScoresPricing | 9.5 | 9.0 |
| FeesTransaction fee | 0% platform fee; network fees apply | 0.5% same-currency; 1% conversion/fixed-rate; network fees extra |
| FeesSubscription fee | Free software; hosting costs may apply | Not yet verified |
| FeesMinimum payout | Not yet verified | Not yet verified |
| RegulationRegulatory status | License Requirement Depends on Service Model | Not Yet Verified |
| RegulationJurisdiction | United States | European Union |
| RegulationRegulator | Not yet verified | Not yet verified |
| AssetsSupported coins | BTC | BTC, ETH, XMR, LTC, SOL, TRX |
| AssetsStablecoins | Not yet verified | USDT, USDC |
| AssetsNetworks | Bitcoin, Lightning | Bitcoin, Ethereum, Tron, BNB Chain, Solana |
| FeaturesCustody | non-custodial | non-custodial |
| FeaturesAPI | Yes | Yes |
| FeaturesShopify | Yes | Yes |
| FeaturesWooCommerce | Yes | Yes |
| FeaturesPOS | Yes | Yes |
| FeaturesInvoices | Yes | Yes |
| FeaturesRecurring payments | Yes | Yes |
| SettlementFiat settlement | No | Not yet verified |
| SettlementCrypto settlement | Yes | Yes |
| SettlementSettlement currencies | Not yet verified | Not yet verified |
| SettlementWithdrawal options | Not yet verified | Not yet verified |
| SettlementPayout | Not yet verified | Not yet verified |
| OperationsWebsite | https://btcpayserver.org | https://nowpayments.io |
| OperationsOrigin / headquarters | Not yet verified | Not yet verified |
| OperationsAddress | Not yet verified | Not yet verified |
| OperationsKYC model | Not yet verified | Not yet verified |
| OperationsSupport | Not yet verified | Not yet verified |
Pros
Cons
Pros
Cons
Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.