An independent side-by-side comparison.
Legacy merchant product — availability pending verification
0 verified reviews · Write a review
Open-source, self-hosted Bitcoin payment processor
0 verified reviews · Write a review
BTCPay Server has the higher editorial score (7.8, Very good). Scores reflect our methodology only and are not combined with user reviews.
Fees, regulation, security, assets, integrations and settlement.
| Criteria | CoCoinbase Commerce | BTBTCPay Server |
|---|---|---|
| ScoresEditorial score | 7.7 | 7.8 |
| ScoresUser score | No verified reviews yet | No verified reviews yet |
| ScoresSecurity | 8.5 | 9.0 |
| ScoresPricing | 7.5 | 9.5 |
| FeesTransaction fee | Legacy Commerce: 1% (reported); current availability pending | 0% platform fee; network fees apply |
| FeesSubscription fee | Not yet verified | Free software; hosting costs may apply |
| FeesMinimum payout | Not yet verified | Not yet verified |
| RegulationRegulatory status | Verification Pending | License Requirement Depends on Service Model |
| RegulationJurisdiction | United States | United States |
| RegulationRegulator | FinCEN | Not yet verified |
| AssetsSupported coins | BTC, ETH, LTC, DOGE | BTC |
| AssetsStablecoins | USDC | Not yet verified |
| AssetsNetworks | Ethereum, Base, Polygon | Bitcoin, Lightning |
| FeaturesCustody | hybrid | non-custodial |
| FeaturesAPI | Yes | Yes |
| FeaturesShopify | Yes | Yes |
| FeaturesWooCommerce | Yes | Yes |
| FeaturesPOS | No | Yes |
| FeaturesInvoices | Yes | Yes |
| FeaturesRecurring payments | Not yet verified | Yes |
| SettlementFiat settlement | Not yet verified | No |
| SettlementCrypto settlement | Yes | Yes |
| SettlementSettlement currencies | Not yet verified | Not yet verified |
| SettlementWithdrawal options | Not yet verified | Not yet verified |
| SettlementPayout | Not yet verified | Not yet verified |
| OperationsWebsite | https://commerce.coinbase.com | https://btcpayserver.org |
| OperationsOrigin / headquarters | United States (reported) (Not verified) | Not yet verified |
| OperationsAddress | Not yet verified | Not yet verified |
| OperationsKYC model | Not yet verified | Not yet verified |
| OperationsSupport | Not yet verified | Not yet verified |
Pros
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Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.