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LicensedCryptoPayment

CoinGate vs BTCPay Server

An independent side-by-side comparison.

Quick summary

Co
CoinGate

EU-based crypto payment gateway

8.0
Editorial · Very good

0 verified reviews · Write a review

Website
coingate.com
Origin / headquarters
Lithuania — UAB DecentralizedSource checked ↗
Transaction fee
1% standard; custom enterprise rates; payout/conversion fees may applySource checked ↗
Custody
custodial
Subscription
No monthly feesSource checked ↗
BTCETHLTCXRPSOLUSDT
Verification Pending
BT
BTCPay Server

Open-source, self-hosted Bitcoin payment processor

7.8
Editorial · Very good

0 verified reviews · Write a review

Website
btcpayserver.org
Origin / headquarters
Not yet verified
Transaction fee
0% platform fee; network fees applySource checked ↗
Custody
non-custodial
Subscription
Free software; hosting costs may applySource checked ↗
BTC
License Requirement Depends on Service Model

CoinGate has the higher editorial score (8.0, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaCoCoinGateBTBTCPay Server
ScoresEditorial score8.07.8
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity8.09.0
ScoresPricing8.09.5
FeesTransaction fee1% standard; custom enterprise rates; payout/conversion fees may apply0% platform fee; network fees apply
FeesSubscription feeNo monthly feesFree software; hosting costs may apply
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusVerification PendingLicense Requirement Depends on Service Model
RegulationJurisdictionEuropean UnionUnited States
RegulationRegulatorESMANot yet verified
AssetsSupported coinsBTC, ETH, LTC, XRP, SOLBTC
AssetsStablecoinsUSDT, USDC, DAINot yet verified
AssetsNetworksBitcoin, Ethereum, Tron, Solana, PolygonBitcoin, Lightning
FeaturesCustodycustodialnon-custodial
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesYes
FeaturesInvoicesYesYes
FeaturesRecurring paymentsNot yet verifiedYes
SettlementFiat settlementYesNo
SettlementCrypto settlementYesYes
SettlementSettlement currenciesEUR, USDNot yet verified
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://coingate.comhttps://btcpayserver.org
OperationsOrigin / headquartersLithuania — UAB Decentralized (Verified)Not yet verified
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

CoinGate: merchant suitability

  • European merchants
  • Stablecoin acceptance

Pros

  • Wide altcoin coverage (reported)

Cons

  • Fiat settlement availability depends on region

BTCPay Server: merchant suitability

  • Bitcoin-only merchants
  • Self-custody

Pros

  • No platform fee
  • Full self-custody

Cons

  • Requires self-hosting or a host

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

FAQ