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LicensedCryptoPayment

CoinPayments vs BitPay

An independent side-by-side comparison.

Quick summary

Co
CoinPayments

Multi-currency crypto payment processor

7.5
Editorial · Very good

0 verified reviews · Write a review

Website
coinpayments.net
Origin / headquarters
Not yet verified
Transaction fee
0.5% (reported)Not verified
Custody
custodial
Subscription
Not yet verified
BTCETHLTCBCHDOGEUSDT
Verification Pending
Bi
BitPay

Long-running crypto payment processor for businesses

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
bitpay.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
1%–2% + $0.25; volume-based; higher fees for high-risk industriesSource checked ↗
Custody
Not yet verified
Subscription
Not yet verified
BTCETHLTCDOGEBCHUSDC
Verification Pending

BitPay has the higher editorial score (7.7, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaCoCoinPaymentsBiBitPay
ScoresEditorial score7.57.7
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity7.08.5
ScoresPricing8.56.5
FeesTransaction fee0.5% (reported)1%–2% + $0.25; volume-based; higher fees for high-risk industries
FeesSubscription feeNot yet verifiedNot yet verified
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusVerification PendingVerification Pending
RegulationJurisdictionCanadaUnited States
RegulationRegulatorFINTRACFinCEN
AssetsSupported coinsBTC, ETH, LTC, BCH, DOGEBTC, ETH, LTC, DOGE, BCH
AssetsStablecoinsUSDT, USDCUSDC, PAX, GUSD
AssetsNetworksBitcoin, Ethereum, Tron, BNB ChainBitcoin, Ethereum, Polygon
FeaturesCustodycustodialNot yet verified
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesYes
FeaturesInvoicesYesYes
FeaturesRecurring paymentsNot yet verifiedNot yet verified
SettlementFiat settlementNot yet verifiedYes
SettlementCrypto settlementYesYes
SettlementSettlement currenciesNot yet verifiedUSD, EUR, GBP
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://coinpayments.nethttps://bitpay.com
OperationsOrigin / headquartersNot yet verifiedUnited States (reported) (Not verified)
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

CoinPayments: merchant suitability

  • Not yet verified

Pros

  • Low reported fee

Cons

  • Regulatory information not yet verified

BitPay: merchant suitability

  • Merchants needing fiat settlement
  • US-based businesses

Pros

  • Fiat settlement options (reported)
  • Broad plugin coverage (reported)

Cons

  • KYC required for merchants (reported)

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

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