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LicensedCryptoPayment

NOWPayments vs CoinGate

An independent side-by-side comparison.

Quick summary

NO
NOWPayments

Non-custodial multi-coin payment gateway

8.3
Editorial · Very good

0 verified reviews · Write a review

Website
nowpayments.io
Origin / headquarters
Not yet verified
Transaction fee
0.5% same-currency; 1% conversion/fixed-rate; network fees extraSource checked ↗
Custody
non-custodial
Subscription
Not yet verified
BTCETHXMRLTCSOLTRX
Not Yet Verified
Co
CoinGate

EU-based crypto payment gateway

8.0
Editorial · Very good

0 verified reviews · Write a review

Website
coingate.com
Origin / headquarters
Lithuania — UAB DecentralizedSource checked ↗
Transaction fee
1% standard; custom enterprise rates; payout/conversion fees may applySource checked ↗
Custody
custodial
Subscription
No monthly feesSource checked ↗
BTCETHLTCXRPSOLUSDT
Verification Pending

NOWPayments has the higher editorial score (8.3, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaNONOWPaymentsCoCoinGate
ScoresEditorial score8.38.0
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity7.58.0
ScoresPricing9.08.0
FeesTransaction fee0.5% same-currency; 1% conversion/fixed-rate; network fees extra1% standard; custom enterprise rates; payout/conversion fees may apply
FeesSubscription feeNot yet verifiedNo monthly fees
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusNot Yet VerifiedVerification Pending
RegulationJurisdictionEuropean UnionEuropean Union
RegulationRegulatorNot yet verifiedESMA
AssetsSupported coinsBTC, ETH, XMR, LTC, SOL, TRXBTC, ETH, LTC, XRP, SOL
AssetsStablecoinsUSDT, USDCUSDT, USDC, DAI
AssetsNetworksBitcoin, Ethereum, Tron, BNB Chain, SolanaBitcoin, Ethereum, Tron, Solana, Polygon
FeaturesCustodynon-custodialcustodial
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesYes
FeaturesInvoicesYesYes
FeaturesRecurring paymentsYesNot yet verified
SettlementFiat settlementNot yet verifiedYes
SettlementCrypto settlementYesYes
SettlementSettlement currenciesNot yet verifiedEUR, USD
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://nowpayments.iohttps://coingate.com
OperationsOrigin / headquartersNot yet verifiedLithuania — UAB Decentralized (Verified)
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

NOWPayments: merchant suitability

  • Broad asset coverage
  • Recurring billing

Pros

  • Large coin list (reported)
  • Recurring payments (reported)

Cons

  • Fiat settlement not yet verified

CoinGate: merchant suitability

  • European merchants
  • Stablecoin acceptance

Pros

  • Wide altcoin coverage (reported)

Cons

  • Fiat settlement availability depends on region

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

FAQ