Skip to content
LicensedCryptoPayment

OpenNode vs BitPay

An independent side-by-side comparison.

Quick summary

Op
OpenNode

Bitcoin and Lightning payment processor

7.3
Editorial · Good

0 verified reviews · Write a review

Website
opennode.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
1% (reported)Not verified
Custody
custodial
Subscription
Not yet verified
BTC
Not Yet Verified
Bi
BitPay

Long-running crypto payment processor for businesses

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
bitpay.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
1%–2% + $0.25; volume-based; higher fees for high-risk industriesSource checked ↗
Custody
Not yet verified
Subscription
Not yet verified
BTCETHLTCDOGEBCHUSDC
Verification Pending

BitPay has the higher editorial score (7.7, Very good). Scores reflect our methodology only and are not combined with user reviews.

Comparison table

Fees, regulation, security, assets, integrations and settlement.

CriteriaOpOpenNodeBiBitPay
ScoresEditorial score7.37.7
ScoresUser scoreNo verified reviews yetNo verified reviews yet
ScoresSecurity8.08.5
ScoresPricing7.56.5
FeesTransaction fee1% (reported)1%–2% + $0.25; volume-based; higher fees for high-risk industries
FeesSubscription feeNot yet verifiedNot yet verified
FeesMinimum payoutNot yet verifiedNot yet verified
RegulationRegulatory statusNot Yet VerifiedVerification Pending
RegulationJurisdictionNot yet verifiedUnited States
RegulationRegulatorNot yet verifiedFinCEN
AssetsSupported coinsBTCBTC, ETH, LTC, DOGE, BCH
AssetsStablecoinsNot yet verifiedUSDC, PAX, GUSD
AssetsNetworksBitcoin, LightningBitcoin, Ethereum, Polygon
FeaturesCustodycustodialNot yet verified
FeaturesAPIYesYes
FeaturesShopifyYesYes
FeaturesWooCommerceYesYes
FeaturesPOSYesYes
FeaturesInvoicesYesYes
FeaturesRecurring paymentsNot yet verifiedNot yet verified
SettlementFiat settlementYesYes
SettlementCrypto settlementYesYes
SettlementSettlement currenciesUSDUSD, EUR, GBP
SettlementWithdrawal optionsNot yet verifiedNot yet verified
SettlementPayoutNot yet verifiedNot yet verified
OperationsWebsitehttps://www.opennode.comhttps://bitpay.com
OperationsOrigin / headquartersUnited States (reported) (Not verified)United States (reported) (Not verified)
OperationsAddressNot yet verifiedNot yet verified
OperationsKYC modelNot yet verifiedNot yet verified
OperationsSupportNot yet verifiedNot yet verified

OpenNode: merchant suitability

  • Lightning payments
  • US merchants

Pros

  • Lightning support (reported)

Cons

  • Bitcoin only

BitPay: merchant suitability

  • Merchants needing fiat settlement
  • US-based businesses

Pros

  • Fiat settlement options (reported)
  • Broad plugin coverage (reported)

Cons

  • KYC required for merchants (reported)

Editorial conclusion

Choose based on your settlement and custody needs first, then verify regulatory status in your jurisdiction. Where facts are marked "Not yet verified", confirm directly with the provider.

FAQ