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LicensedCryptoPayment

Crypto payments in European Union

The EU's Markets in Crypto-Assets Regulation (MiCA) creates a harmonised CASP authorisation.

Crypto payment environment

MiCA introduces passportable authorisation for crypto-asset service providers, with transitional periods that vary by member state.

Common regulatory frameworks

  • MiCA
  • Transfer of Funds Regulation
  • AMLD

Important regulators

ESMA — European Securities and Markets Authority

Coordinates MiCA supervision and maintains the interim CASP register.

Providers available

Based on the provider's own service descriptions — not yet verified.

Bi
BitPay

Long-running crypto payment processor for businesses

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
bitpay.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
1%–2% + $0.25; volume-based; higher fees for high-risk industriesSource checked ↗
Custody
Not yet verified
Subscription
Not yet verified
BTCETHLTCDOGEBCHUSDC
Verification Pending
Co
CoinGate

EU-based crypto payment gateway

8.0
Editorial · Very good

0 verified reviews · Write a review

Website
coingate.com
Origin / headquarters
Lithuania — UAB DecentralizedSource checked ↗
Transaction fee
1% standard; custom enterprise rates; payout/conversion fees may applySource checked ↗
Custody
custodial
Subscription
No monthly feesSource checked ↗
BTCETHLTCXRPSOLUSDT
Verification Pending
NO
NOWPayments

Non-custodial multi-coin payment gateway

8.3
Editorial · Very good

0 verified reviews · Write a review

Website
nowpayments.io
Origin / headquarters
Not yet verified
Transaction fee
0.5% same-currency; 1% conversion/fixed-rate; network fees extraSource checked ↗
Custody
non-custodial
Subscription
Not yet verified
BTCETHXMRLTCSOLTRX
Not Yet Verified
Co
Coinbase Commerce

Legacy merchant product — availability pending verification

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
commerce.coinbase.com
Origin / headquarters
United States (reported)Not verified
Transaction fee
Legacy Commerce: 1% (reported); current availability pendingNot verified
Custody
hybrid
Subscription
Not yet verified
BTCETHLTCDOGEUSDC
Verification Pending
BT
BTCPay Server

Open-source, self-hosted Bitcoin payment processor

7.8
Editorial · Very good

0 verified reviews · Write a review

Website
btcpayserver.org
Origin / headquarters
Not yet verified
Transaction fee
0% platform fee; network fees applySource checked ↗
Custody
non-custodial
Subscription
Free software; hosting costs may applySource checked ↗
BTC
License Requirement Depends on Service Model
Co
CoinPayments

Multi-currency crypto payment processor

7.5
Editorial · Very good

0 verified reviews · Write a review

Website
coinpayments.net
Origin / headquarters
Not yet verified
Transaction fee
0.5% (reported)Not verified
Custody
custodial
Subscription
Not yet verified
BTCETHLTCBCHDOGEUSDT
Verification Pending
Tr
Triple-A

Crypto payment gateway with fiat settlement for enterprises

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
triple-a.io
Origin / headquarters
Singapore — TRIPLE A TECHNOLOGIES PTE. LTD.Source checked ↗
Transaction fee
Not yet verified
Custody
custodial
Subscription
Not yet verified
BTCETHLTCUSDTUSDC
License Verified
Cr
Cryptomus

Multi-coin gateway with recurring billing

7.7
Editorial · Very good

0 verified reviews · Write a review

Website
cryptomus.com
Origin / headquarters
Not yet verified
Transaction fee
2% for new users; negotiated rates down to 0.4%Source checked ↗
Custody
custodial
Subscription
Not yet verified
BTCETHLTCTRXSOLUSDT
Not Yet Verified

Provider regulatory status

Regulatory records
ProviderJurisdictionStatusAuthorityLicence / Reg. no.Last checked
CoinGateEuropean UnionVerification PendingESMANot yet verifiedNot yet verified
NOWPaymentsEuropean UnionNot Yet VerifiedNot yet verifiedNot yet verifiedNot yet verified

Relevant guides

FAQ